tag:blogger.com,1999:blog-1669762298855511295.post6900553630848926818..comments2023-08-10T08:24:08.460-06:00Comments on Mama Needs Coffee: State of the budgetJennyhttp://www.blogger.com/profile/07923751596148085363noreply@blogger.comBlogger27125tag:blogger.com,1999:blog-1669762298855511295.post-53493108851413862642015-01-13T13:37:52.293-07:002015-01-13T13:37:52.293-07:00It can be rather unnerving how unexpected costs an...It can be rather unnerving how unexpected costs and expenses would just jump right on you. It's can be hard to note them, because they materialize with the very spontaneous flow of incidences and events, with those minute of disturbances that wedge in between our life activities and routines. Those are a lot of variables already, imagine when you start counting the money in the bank. So yes, a mechanism or software would be nice for that. Thanks for sharing that! <br /><br /><a href="https://plus.google.com/u/0/103730610573385821069/about" rel="nofollow">Herman Thompson @ AccountAbility Plus</a>Anonymoushttps://www.blogger.com/profile/18326980094398863610noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-25317544821203014192015-01-09T09:59:46.701-07:002015-01-09T09:59:46.701-07:00Something that changed my thinking was when I hear...Something that changed my thinking was when I heard Dave Ramsey say that not impulse spending or spending what you don't have equates to "emotional maturity". In my case it was so true. It's been hard for me to break from my "I want an ompaloooa and I want it now!!!!" Maturity to "is it planned for? Can I afford it and is it a wise choice?". Being s grown up stinks sometimes but its incredibly rewarding Mary Wilkersonhttps://www.blogger.com/profile/08895931413075965922noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-37843551344564098302015-01-09T09:48:03.054-07:002015-01-09T09:48:03.054-07:00Ugh, Starbucks. It's like crack. I used to b...Ugh, Starbucks. It's like crack. I used to be addicted but "dumped Starbucks" due to their corporate-wide stance on marriage. Now, whenever I do get a sip of it, I'm disturbed by how much Starbucks coffee tastes like cigarettes. I guess my point is, dump Starbucks. And good job sticking with your resolution!!! It's pretty inspiring, and I know you're tough enough to stick it out. EWhttps://www.blogger.com/profile/02976023509476805803noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-45395504833539451692015-01-09T09:24:41.007-07:002015-01-09T09:24:41.007-07:00he's like my illicit supplier of contraband. I...he's like my illicit supplier of contraband. It's shameful. (And though he hasn't been around this month, my heart still pitter patters when I see the truck on our street. Sickness.Jennyhttps://www.blogger.com/profile/07923751596148085363noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-8457235384636650212015-01-09T09:23:57.297-07:002015-01-09T09:23:57.297-07:00I wouldn't find it obnoxious! That's why I...I wouldn't find it obnoxious! That's why I read clean eating blogs (ha) and stuff about fitness and prayer. To, uh, be less pathetic and to be inspired by the promise of another way!Jennyhttps://www.blogger.com/profile/07923751596148085363noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-85540840145087525662015-01-09T09:22:10.650-07:002015-01-09T09:22:10.650-07:00Amen. And I'm sorry, that's so frustrating...Amen. And I'm sorry, that's so frustrating! But thank GOD for emergency funds.Jennyhttps://www.blogger.com/profile/07923751596148085363noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-14108438425941738932015-01-09T09:21:42.634-07:002015-01-09T09:21:42.634-07:00I'm honestly considering this, even though I f...I'm honestly considering this, even though I feel like I'd be admitting defeat (a tiny bit) at not being able to stay clean and sober entirely. Ha.Jennyhttps://www.blogger.com/profile/07923751596148085363noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-22598515586477242015-01-09T09:21:07.023-07:002015-01-09T09:21:07.023-07:00Katrina that's AMAZING!!!!Katrina that's AMAZING!!!!Jennyhttps://www.blogger.com/profile/07923751596148085363noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-54920439745683298252015-01-09T09:20:48.765-07:002015-01-09T09:20:48.765-07:00That's pretty BA, and I feel like the kids wou...That's pretty BA, and I feel like the kids would totally accept it! They'd just be happy to be there.Jennyhttps://www.blogger.com/profile/07923751596148085363noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-45660389319843123712015-01-09T09:20:01.584-07:002015-01-09T09:20:01.584-07:00they are sooooo dangerous. (Especially around 9 pm...they are sooooo dangerous. (Especially around 9 pm)Jennyhttps://www.blogger.com/profile/07923751596148085363noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-48921057715453551262015-01-09T09:19:41.240-07:002015-01-09T09:19:41.240-07:00Colleen I'm totally going to check that out, s...Colleen I'm totally going to check that out, sounds like just what we need. Those "predictable" variable categories are what kill us every month, because we're, uh, too stupid to sock away $20 a month for license plate renewal, etc. Thank you!Jennyhttps://www.blogger.com/profile/07923751596148085363noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-35298828384784785052015-01-09T09:18:40.526-07:002015-01-09T09:18:40.526-07:00Prime is my best friend and my worst enemy. Especi...Prime is my best friend and my worst enemy. Especially last month...Jennyhttps://www.blogger.com/profile/07923751596148085363noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-53569227427627032052015-01-09T07:54:48.192-07:002015-01-09T07:54:48.192-07:00So inspiring, Jenny! We've been really good a...So inspiring, Jenny! We've been really good about some things, but we have a long way to go in other areas. Luckily for me, we don't have a Target nearby, but we do have Amazon Prime. It's crazy scary how easy it is to get ANYTHING, pretty much instantly. Not good for materialistic me. Ellen Johnsonhttps://www.blogger.com/profile/01282413486073228102noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-36499153638229819662015-01-09T05:37:59.945-07:002015-01-09T05:37:59.945-07:00In May we took the Dave Ramsey course and since th...In May we took the Dave Ramsey course and since then have paid off our van and a credit card. We also flew to Mexico for a wedding (a second honey moon to us!) and paid cash for the entire trip. We have one more school loan to pay off and then we can move on to baby step #3. I don't know if you've heard of YNAB--you need a budget--(it's a software program with a corresponding app) but we recently discovered it and WOW! It's similar to the hard budget copies we used in the Ramsey class but you keep it on your mobile phone. You enter your spending right at the counter and you have real time numbers of what exactly you've spent from your budget at any moment of any day. <br /><br />We love it and it's finally helped us figure out a way to sock away money into our sinking funds--things like children's activities, car repairs, birthdays, holiday extras , etc. These things happen every month but for the last twelve years we've behaved like we've never seen them coming. Using YNAB, we will have the $440 we need to put our kids on the track team in February and we won't be stressed and scrambling when this bill comes due. Thought you might be interested in knowing about it...Anonymoushttps://www.blogger.com/profile/10266406253983025758noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-14224224352566791592015-01-09T05:35:02.279-07:002015-01-09T05:35:02.279-07:00You have inspired me!!!!You have inspired me!!!!Nell @ Whole Parenting Familyhttps://www.blogger.com/profile/18191618874497967241noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-5579586436981479022015-01-08T19:41:36.818-07:002015-01-08T19:41:36.818-07:00Ummm this is hitting a little too close to home......Ummm this is hitting a little too close to home...have you been stalking my life? 3.99 Kindle titles because the library takes too long...hahaha glad I'm not the only one :)Jamiehttps://www.blogger.com/profile/05091560568905689257noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-23980375445812481582015-01-08T19:32:55.189-07:002015-01-08T19:32:55.189-07:00Awesome! It's great starting off the new year...Awesome! It's great starting off the new year on the right foot!dianahttps://www.blogger.com/profile/09814404711133579948noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-37535426966875217112015-01-08T18:22:46.035-07:002015-01-08T18:22:46.035-07:00So happy to read this update! It's so encourag...So happy to read this update! It's so encouraging for me as we just had a "budget summit" after months of not keeping track of anything. My victory this week was taking the kids to Chik Fil A to play indoors but just splitting ONE order of waffle fries and eating lunch at home. Who knew that was even possible??Kaitlin @ More Like Maryhttps://www.blogger.com/profile/02260649249438520187noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-58738263561705400712015-01-08T14:32:18.702-07:002015-01-08T14:32:18.702-07:00Yay yay yay! That's awesome. We are cracking d...Yay yay yay! That's awesome. We are cracking down this year (okay forever), and I'm so pumped I just paid off two of my student loans TODAY. We still have mucho to pay off though, but it's a start. Love your sidebar photo, by the way!Katrina Rosehttps://www.blogger.com/profile/03149194969923419676noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-59208717038766292952015-01-08T14:12:12.517-07:002015-01-08T14:12:12.517-07:00Nodding. Internalizing. Attempting to attempt the ...Nodding. Internalizing. Attempting to attempt the same.<br /><br />And SO impressed with your gumption! Congrats!<br /><br />(No Target purchases yet here, either. And Cherry Creek, what what!)MCHhttps://www.blogger.com/profile/13440072854625467223noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-15345344414740249542015-01-08T14:10:27.102-07:002015-01-08T14:10:27.102-07:00Congrats!
Listen, if even going to the website i...Congrats! <br /><br />Listen, if even going to the website is dangerous ignore me, but you can buy target diapers online. Free shipping if you buy $50 at once, and we all know how far $50 in diapers goes.Amandahttps://www.blogger.com/profile/12841896917157596550noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-79726660117544539812015-01-08T13:45:29.745-07:002015-01-08T13:45:29.745-07:00Love these budget updates. We're in the same ...Love these budget updates. We're in the same boat and are full speed ahead to get as much of it paid off as we can this year. This week was rough though...my husband needed new tires and then failed his inspection and needs a $700 part to pass. Hello, goodbye emergency fund! It's a marathon, not a sprint, right?Ashleyhttps://www.blogger.com/profile/13403240211111604022noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-87542273963756334012015-01-08T13:22:26.241-07:002015-01-08T13:22:26.241-07:00P.S. I love how you write. P.S. I love how you write. Katehttps://www.blogger.com/profile/05936087432274701385noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-31739435169030534192015-01-08T13:21:46.082-07:002015-01-08T13:21:46.082-07:00Yay!!! I love these budget updates. I LOVE finance...Yay!!! I love these budget updates. I LOVE finances generally. Like I have multiple literature degrees, but I probably should've been an accountant. You inspired me to start drafting some finance posts myself...<br /><br />But I'm definitely a non-spender, so I can't have an endearing, "come to Jesus," how we turned our budget around narrator, and I'm afraid of coming across as pretty obnoxious. We'll see. We'll see. Katehttps://www.blogger.com/profile/05936087432274701385noreply@blogger.comtag:blogger.com,1999:blog-1669762298855511295.post-15164125149401041702015-01-08T13:19:42.252-07:002015-01-08T13:19:42.252-07:00Oh yes, surprise visits from the UPS man and unabl...Oh yes, surprise visits from the UPS man and unable to recall what on earth I impulse ordered- guilty. You're an inspiration!Lisahttps://www.blogger.com/profile/03695179104841318390noreply@blogger.com