I was FB chatting with a friend earlier this week and she made a comment about how freeing their experience of being debt free has been, and...

Well well well, just over a week in and would you look at that... I've made exactly zero  impulse purchases since we started this litt...

This is the year. We've drawn our line in the sand and steeled our wills and made an impressive list of bullet points that we spit shook...